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EquiFi Home Equity Investments

Review Counsel Rating

★ 4.4/5

About EquiFi Home Equity Investments

EquiFi began offering home equity investments in 2016. EquiFi is based in San Jose, California. While the company says that it’s “ready to go” in 3 states, it currently only offers home equity investments in California.

EquiFi is a home equity investment company that gives homeowners access to cash today with no monthly payments or interest charges. Through this unique program, they provide upfront capital in exchange for a share of the future value appreciation the property may achieve by its end date.

The company offers the following co-investment programs:

  • For current homeowners
  • For those looking to buy a home
  • For homeowners in need of financial relief
Customer Review PlatformRatings
Better Business Bureau (BBB)Not Rated

If you’ve received a home equity agreement from Equifi, we would love to hear about it! Please leave a review below.


Our Methodology

We independently identify Home Equity Investment companies. Home Equity Investment companies are evaluated based on five factors that we believe are important for consumers: years in business, number of products offered, customer service availability, state licensing footprint, and Better Business Bureau (BBB) Ratings. Please find a full description of our rating system here. 

Reviews last updated: 11/11/25. (Reviews are typically updated monthly.)

Rating last updated: 11/11/25. (Ratings are typically updated once per quarter.)

Address: San Jose, CA

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*Trustpilot ratings and reviews accurate as of 01/28/2026.