Review Counsel Rating System
At Review Counsel, we value providing our customers with the most reliable information and ratings, which is why we are committed to being transparent in how those results come about. Our editorial team utilizes strict guidelines and considers a variety of data points when crafting each rating — putting consumers first! If you’re interested in learning more about the methodologies, check out the details below.
Credit Cards
Debt Consolidation
High Yield Savings
Home Equity Investment
Medicare
Reverse Mortgage
Reverse Mortgage Canada
Credit Cards Criteria
We rate credit card companies according to the following criteria on a 1 to 5 scale: years in business, number of products offered, customer service availability, state licensing/availability, and Better Business Bureau (BBB) ratings.
Number of Products Offered
We evaluate the number of products each company offers based on what’s reasonable for the industry it is in.
Customer Service Availability
Review Counsel also considers how available each company makes itself to its customers. Those who earn top scores are available 24 hours a day/seven days per week. Some companies are available seven days per week for limited hours and some are only available Monday through Friday during business hours.
BBB Ratings
We include the Better Business Bureau (BBB) accreditation ratings because it requires strict standards for application along with consistent monitoring. The BBB sets a standard of credibility that no other business rating service can match, and they are considered one of the most trusted sources for buyers who want peace of mind about the companies they do business with. The BBB is a nonprofit organization that thoroughly vets businesses according to eight standards: building trust, honest advertising, telling the truth, transparency, honoring promises, responsiveness, safeguarding privacy, and integrity.
Credit Card Ratings
High Yield Savings
We rate high yield savings companies according to the following criteria on a 1 to 5 scale: years in business, monthly fees, APY, customer service availability, savings products available, Better Business Bureau (BBB) ratings, and the availability and usefulness of a mobile app.
High Yield Savings Ratings
Company | Score Total | Years in Business | Monthly Fees | APY* | Customer Service Availability | Savings Products | BBB Ratings | Mobile App |
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Home Equity Investment Criteria
We rate home equity investment companies according to the the following criteria on a 1 to 5 scale: years in business, number of products offered, customer service availability, state licensing/availability, and Better Business Bureau (BBB) ratings.
Home Equity Investment Ratings
Debt Consolidation Criteria
We rate debt consolidation companies according to the following criteria on a 1 to 5 scale: years in business, number of products offered, customer service availability, state licensing/availability, and Better Business Bureau (BBB) ratings.
Debt Consolidation Ratings
Medicare Criteria
We rate Medicare companies according to the following criteria on a 1 to 5 scale: years in business, number of products offered, customer service availability, state licensing/availability, and Better Business Bureau (BBB) ratings.
Medicare Ratings
Company | Score Total | Years in Business | Product Offering | Customer Service Availability | State Licensing Footprint | BBB Ratings |
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Reverse Mortgages Criteria
We rate reverse mortgage companies according to the following criteria on a 1 to 5 scale: years in business, number of products offered, customer service availability, state licensing/availability, Better Business Bureau (BBB) ratings, and the availability and usefulness of a mobile app. Find more details about each category below.
Reverse Mortgage Ratings
Reverse Mortgages in Canada Criteria
We rate Canadian reverse mortgage companies according to the following criteria on a 1 to 5 scale: years in business, number of products offered, customer service availability, province licensing/availability, and Better Business Bureau (BBB) ratings.