About Quontic Bank

Quontic Bank Synopsis 

Review Summary: Quontic Bank is an all-digital bank offering checking and savings accounts with unique features like Bitcoin rewards, cash rewards, and high-interest checking. It’s positioned as a tech-forward alternative to traditional banks, with no physical branches required. 

Recommended for: Quontic Bank may be a good choice for individuals who are comfortable banking entirely online and want unique product features like Bitcoin rewards or high-interest checking, without the monthly fees and overdraft charges of a traditional bank. 

Pros and Cons of Quontic Bank

Quontic Bank Reviews

Quontic Bank Full Review 

Overview 

Quontic Bank is an all-digital bank that started as a community bank in New York City in 2009 and is now fully online. It is the only bank in the United States that is both a Certified Community Development Financial Institution (CDFI) and all-digital. 

Quontic has led the banking industry with firsts like Bitcoin rewards on checking accounts, a wearable payment device, and — in May 2022 — the first bank in the Metaverse. 

Quontic Bank Checking and Savings 

Quontic offers three checking account options: 

• High-interest checking 
• Cash rewards checking 
• Bitcoin rewards checking 

Plus standard savings accounts. Quontic does not offer credit cards. 

Quontic Bank Company Information 

Quontic Bank started as a community bank in 2009 in New York City. It is now a fully-digital bank. 

It received its Certified Community Development Financial Institution (CDFI) designation in 2015, which recognizes banks that serve historically underserved communities. 

States Where Quontic Bank Operates 

Quontic Bank is an all-digital bank serving customers across the United States. 

All reviews updated as of 11/1/22.