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UFB Direct High-Yield Savings Review

Trustpilot Rating

★ 3/5

About UFB Direct High-Yield Savings Review

While UFB Direct does not offer as many savings account options as other banks offering high-yield savings accounts, it does have one of the highest annual percentage yields (APY).

These are the savings accounts that UFB Direct is currently offering:

  • High Yield Savings (3.51% APY)
  • Money Market Accounts (4.31 – 5.25% APY)
  • Checking Accounts (2% APY)

In addition to its savings accounts, UFB also offers mortgages.

UFB Direct has been in business since 2000 and is a division of Axos Bank and has an A+ Rating from the Better Business Bureau (BBB).

Customer Review PlatformRatings
Better Business Bureau (BBB)A+ Rating; 1.47/5 Stars with 45 Reviews
DepositAccounts1.5/5 Stars with 168 Reviews
WalletHub2.8/5 Stars with 100 Reviews

If you have or had a high-yield savings account with UFB Direct, we would love to hear about it! Please leave a review below.

Reviews last updated: 11/11/25. (Reviews are typically updated monthly.)

Ratings last updated: 11/11/25. (Ratings are typically updated quarterly.)


Our Methodology

We independently identify banks that offer high-yield savings accounts. The banks are evaluated based on six factors that we believe are important for consumers: years in business, monthly service fees, the annual percentage yield (APY), customer service availability, the number of savings products offered, Better Business Bureau (BBB) Ratings, and the inclusion of a mobile application and how much functionality it has. Please find a full description of our rating system here. 

Address: PO Box 509127, San Diego, CA 92150-9948

NMLS# 524995

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*Trustpilot ratings and reviews accurate as of 01/28/2026.